Student Health Insurance Policy
Effective August 1, 2010, Arcadia University offers a new Student Health Insurance Plan. We are proud to offer United Healthcare’s Student Health Plan. Previous Health Insurance plans held by the University will not be renewed for the academic year 2010-2011.
Plan is effective on August 1, 2010, for eligible Graduate and Undergraduate students. Physician Assistant program students are eligible for coverage effective May 27, 2010.
Arcadia University policy requires that each full-time student provides evidence of some form of health and hospitalization insurance coverage to supplement the medical care provided by the University's Student Health Service. This coverage may be in the form of an individual policy already in effect, or inclusion in a family policy.
Because we strive to make sure all our students have the coverage they need, we ask the students to do one of the following:
- Register for United Healthcare’s Student Health plan.
- “Waive Out” of the Healthcare plan. Students waiving out must submit a copy (front and back) of current health insurance to Arcadia’s Student Health Services.
Directions to Register or Waive Out:
- All students will receive a letter in the mail explaining how to register or waive out of the insurance. In July, you can complete the Enroll/Waive process by going to the Student Accounts webpage at www.firststudent.com, select your school, click on the Enroll/Waive insurance button and follow the directions.
- If you have any questions contact Lori Rupp at 800-346-4075 ext 1448 or lrupp@rcmd.com or studentinsurance@rcmd.com.
- View plan contact information.
Check Your Coverage
It is always a good idea to take the time to understand the insurance coverage that one has. Special attention should be paid to whether it is an HMO (Health Maintenance Organization) or PPO (Preferred Provider Organization), because these types of plans may require one to see a designated provider, or may have deductibles that must be met if providers outside of their network are used. Also, some plans cover only specific geographic areas. If the student is not from the local Philadelphia area, it is best to check with the insurance company as to how its coverage will work while the individual is away at school.
Whenever possible, the student should have their own copy of insurance cards. It is beneficial to the student to know what the co-pays are on medical insurance and prescription plans.
Prescription Plans
If a student has a prescription plan, it is recommended that they submit a copy of both sides of their card with their health record. The student should also know if the prescription plan is contracted with specific pharmacies or whether any pharmacy can be used. In the event that medication needs to be ordered for the student, having this information will expedite the process at a time when the student may not feel well enough to take care of it.
About Our Services
Arcadia University Student Health Services, in most instances, does not charge for visits, and also stocks many prescription and over-the counter medications at costs lower than most co-pays.
- Student Health Services is not an HMO or PPO provider
- Student Health Services cannot bill insurance companies
- Students are billed directly, and can pay by check, cash, Visa/Mastercard, or bill their student account. They are then responsible for submitting claim forms to their individual insurance companies for reimbursement.
