Health Insurance Policy

Health Insurance Requirement

PLEASE NOTE: All full-time students are automatically charged for health insurance on their tuition bill. All full time students must have health insurance. The 2018-2019 Student Health Insurance is provided by United Healthcare. The rate for all full-time undergraduate students is $1,699.00 annually. The rate for all full-time graduate students is $2,317.00 To enroll or "waive/opt out" of health insurance; please log onto after July 1, 2018, and follow the prompts. The United Healthcare site will not open until July 1, 2018. If a student "waives/opts out" of health insurance by entering their own health insurance information, a reversal will be seen on the tuition bill after 7-10 business days. Questions? Call 1-800-346-4075, ext. 1452.

To waive or enroll in student health insurance through United Healthcare, please go to You must be a deposited student in order to have access to the website. 

  1. Go to
  2. Select “Find Your School” drop-down box and scroll down to Arcadia University
  3. When the Arcadia University page appears click on “Waive Your School’s Insurance” which is located on the left or click on "Enroll Now." If you are waiving, the Waiver page will appear. Click on the “Waive Now” icon.
  4. You will be asked to enter your date of birth and student ID number (do not use leading zeros when entering your student ID number)
  5. If you waive coverage, you must provide information about your current health plan. All of the information you need to complete your waiver appears on your insurance ID card.
  6. If you proactively enroll now, you will receive an email with your ID card within 24 hours. If you wait to be automatically enrolled, you will not receive the email until late September.

View Health Insurance FAQs

Check Your Coverage

It is always a good idea to take the time to understand the insurance coverage that one has. Special attention should be paid to whether it is an HMO (Health Maintenance Organization) or PPO (Preferred Provider Organization), because these types of plans may require one to see a designated provider, or may have deductibles that must be met if providers outside of their network are used. Also, some plans cover only specific geographic areas. If the student is not from the local Philadelphia area, it is best to check with the insurance company as to how its coverage will work while the individual is away at school.

Whenever possible, the student should have their own copy of insurance cards. It is beneficial to the student to know what the co-pays are on medical insurance and prescription plans.

About Our Services

Arcadia University Student Health Services, in most instances, has no co-pay and only charges for the services provided. It also stocks many prescription and over-the counter medications at costs lower than most pharmacies. 

Student Health Services is not an HMO or PPO provider.

Student Health Services cannot bill insurance companies.

Students are charged the day of service, and can pay by check, cash or bill their student account. They are then responsible for submitting claim forms to their individual insurance companies for reimbursement.