Health Insurance Policy

Arcadia University Health Insurance Requirement

PLEASE NOTE: All full-time students are automatically charged for health insurance on their tuition bill. As per university policy, all full time students must have health insurance. The 2019-2020 Student Health Insurance is provided by United Healthcare. The rate for all full-time undergraduate students is $1,699.00 annually. The rate for all full-time graduate students is $2,810.00 To enroll or "waive/opt out" of health insurance; please log onto www.firststudent.com after July 8, 2019, and follow the prompts. The United Healthcare site will not open until July 8, 2019. If a student "waives/opts out" of health insurance by entering their own health insurance information, a reversal will be seen on the tuition bill after 7-10 business days. Questions? Call 1-800-346-4075, ext. 1452.

To waive or enroll in student health insurance through United Healthcare, please go to www.firststudent.com. You must be a deposited student in order to have access to the website. 

  1. Go to www.firststudent.com
  2. Select “Find Your School” drop-down box and scroll down to Arcadia University
  3. When the Arcadia University page appears click on “Waive Your School’s Insurance” which is located on the left or click on "Enroll Now." If you are waiving, the Waiver page will appear. Click on the “Waive Now” icon.
  4. You will be asked to enter your date of birth and student ID number (do not use leading zeros when entering your student ID number)
  5. If you waive coverage, you must provide information about your current health plan. All of the information you need to complete your waiver appears on your insurance ID card.
  6. If you proactively enroll now, you will receive an email with your ID card within 24 hours. If you wait to be automatically enrolled, you will not receive the email until late September.

Using any Health Insurance at Student Health Services 

Arcadia Student Health Services (SHS) does NOT bill health insurance for appointments with the exception of labwork. SHS does require a copy of the student insurance card in order to efficiently process requests for lab work, pharmacy, or in case of emergency. 

Students who come to SHS will NOT have to pay co-pay/visit fee; SHS cannot bill insurance companies to be seen in the office. 

Students MAY be charged for any in-office tests, immunizations, and medications they are given. Students may have medications sent to a pharmacy, rather than purchasing it from SHS. 

The only procedures that will be processed though the student's health insurance is lab work.

Students are charged the day of service, and can pay by check, cash, or bill to their student account. They are then responsible to submitting claim forms to their individual insurance companies for reimbursement.

Common Insurance FAQs

When will I receive information about the student health insurance? 

A postcard will be mailed to your home address in April.

Where do I go to waive the student health insurance through United Healthcare because I already have coverage?

Go to www.firststudent.com

How soon can I waive coverage?  

The waiver site will be available beginning July 8, 2019.

What are the steps to waive coverage online?

Go to www.firststudent.com
Select “Find Your School” drop-down box and scroll down to Arcadia University
When the Arcadia University page appears click on “Waive Your School’s Insurance” which is located on the left
The Waiver page will appear so click on the “Waive Now” icon
You will be asked to enter your date of birth and student ID number (do not use the letter “P” when entering your student ID number)
If you waive coverage, you must provide information about your current health plan.  All of the information you need to complete your waiver appears on your insurance ID card.

Will I receive an email confirmation of my waiver? 

Yes

I already provided my health insurance to the Student Health Center and/or the Athletic Trainer.  Do I still need to complete the online waiver? 

Yes

I completed a waiver last year, so do I need to complete it again this year? 

Yes

What do I do if I want to enroll in the Student Health plan sponsored by Arcadia University? 

Follow the same instructions listed above and click on “Enroll Now”.

I understand if I do not complete a waiver I will automatically be enrolled in the student health plan, so if I need the coverage why should I go online to enroll? 

If you proactively enroll you will receive an email with your ID card within 24 hours. If you wait to be automatically enrolled you will not receive the email until late September.

Who do I call for help if I am not able to login or do not receive an email confirmation?

You should call our Insurance Broker, RCM&D
CONTACT:  Tim Cummons at 1-800-346-4075, ext. 1452
EMAIL: Arcadia@rcmd.com