Undergraduate Financial Aid

Awarded based on academic performance or financial need. You rarely have to pay back scholarships and grants.

Borrowed money that you need to pay back over a number of years, almost always with interest and other fees. Interest amounts vary.

If you're exploring ways to finance your education, federal loans can be a smart place to start. One option you might qualify for is the Federal Direct Loan—a flexible, widely used loan designed with students like you in mind.

Students may be eligible to apply for a job on campus and be paid for the hours they work.

Applicants are automatically considered for academic excellence, outstanding leadership, and community service. First-year students are evaluated on their grades, SAT/ACT scores (if submitted), high school grades, high school rank (if applicable), and involvement for up to $30,500 annually (2025-26). Transfer students are evaluated on their cumulative GPA and coursework for up to $27,000 per year (2025-26).

Prospective Fine Arts majors may receive these awards (ranging from $1,000 to $4,000 annually) based on the quality of their portfolio or audition.

To receive this annual $2,000 grant, students must be dependent (according to federal guidelines) children, grandchildren, or great-grandchildren of Arcadia University (Beaver College) alumni. Indicate your relationship to alumni on your admission application.

New for students entering fall 2022 or later, this $2000 tuition specific award is for students who file a FAFSA and live in one of the following states at the time they apply for admission: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin, and Wyoming.

This award is for full-time undergraduate returning students who are active members of the Arcadia University community, have a cumulative GPA of 3.0 or better, and currently have financial need you can submit an application for the Campus Achievement Award,

Tihis tuition specific award is available to select full-time undergraduate students studying majors certain creative fields, enrolling at Arcadia as new students in fall 2025 or later. 

Tihis tuition specific award is available to select full-time undergraduate students who are undeclared/exploring their program of study, enrolling at Arcadia as new students in fall 2025 or later. 

This tuition specific award is available to select full-time undergraduate students studying majors in the department of historical and political studies, enrolling at Arcadia as new students in fall 2024 or later. 

This tuition specific award is available to select full-time undergraduate first-generation college students who are enrolling at Arcadia as new students in fall 2024 or later. 

Tihis tuition specific award is available to select full-time undergraduate students studying majors in the STEM field, enrolling at Arcadia as new students in fall 2024 or later. 

New for students entering fall 2022 and later, this $2,000 annual award is for the sibling(s) of a currently enrolled Arcadia undergraduate student who enroll at Arcadia as a full-time undergraduate student.

This tuition specific award is available to select full-time undergraduate students who live in states that border Pennsylvania at the time of admission, enrolling at Arcadia as new students in fall 2024 or later. 

New in Fall 2025, select applicants are awarded the $1,000 Grey Towers Castle Award — details to follow.

Most students borrow the Federal Direct Loan—available to all students, regardless of financial need—first, before all others. If your loan is subsidized, the government will pay the interest while you are in school. If unsubsidized, you have the option of capitalizing the interest or paying it quarterly during the in-school period.

On both, payment of your principal does not begin until six months after graduation, provided you remain enrolled on at least a part-time basis (six credits). Federal Direct Loans have a variable-fixed interest rate, meaning the rate will be set each year, effective July 1. Once set, it will remain fixed for the life of that particular loan. The repayment period is ten years.

Credit-worthy parents of dependent students, regardless of financial need, can apply for a Federal Direct PLUS Loan (up to the cost of attendance, minus other financial aid received) through the U.S. Department of Education (no lender/bank required). Repayment begins within 60 days of the second disbursement (typically made to student accounts in January). Deferments are available upon request for up to four years while the student is enrolled. The repayment period is ten years. 

Parents who do not pass the credit check will be presented with options at the time of the credit check which include using another parent borrower, seeking a credit appeal, and using an endorser. Or the student can use the additional unsubsized direct loan.

A need-based grant determined by the FAFSA income and household information, Federal Pell Grants are awarded for a maximum of 12 equivalent full-time semesters (the number of semesters will vary for part-time students). Pell Grants are adjusted to reflect changes in enrollment status (if made prior to the fifth week of classes). After, amounts will not be adjusted based on changes to enrollment status (i.e. course load).

The TEACH Grant Program provides grants of up to $4,000 a year to students who are completing or plan to complete course work needed to begin a career in teaching.

Awarded based on financial need as determined by the FAFSA, Work-Study provides opportunities to work on campus for an hourly wage. Awards range from $100 to $1,850 annually and are not applied directly toward tuition or room and board charges, as the student receives a monthly paycheck (which can be directly deposited into the student's bank account).

To be considered for tuition exchange at Arcadia University:

• The parent must meet their home institution’s criteria for eligibility.
• The student must complete application for the Tuition Exchange scholarship through their sponsor institution prior to Arcadia’s deadline of January 31
• The student must apply and be admitted to Arcadia as a full-time undergraduate student

• Undergraduate students are eligible for up to four years of awards provided they are enrolled full-time

• The tuition exchange awards replace all other merit and need-based Arcadia aid awarded to the student and are applicable to tuition only and do not cover fees, housing, meals, or any other additional expenses

• Specific study abroad programs are covered by Tuition Exchange. Currently covered programs are: Arcadia in London, London Internship, FYSAE, SYSAE London, SYSAE Granada, Arcadia in Granada, Intern Philly, the Arcadia Abroad Global Center, and Arcadia Abroad Virtual Global Internships.  The Arcadia in London and London Internship semester programs offer optional course enrollment at local universities, and the Arcadia in Granada program offers an optional pre-session, the supplemental fees for which are the responsibility of the participant. This list is subject to change without notice.

• Students are selected by a committee in the Office of Enrollment Management. Students are selected based on their academic achievement and potential contributions to Arcadia’s campus

• Students will be notified via email, on a rolling basis, of their selection beginning in March. Arcadia fills three TE and three CIC slots with new students each academic year

• Recipients are selected from the first-year undergraduate applicant pool. Should any position go unfilled with a first-year student, then a currently enrolled undergraduate and/or transfer student who has not received Tuition Exchange in the past but is otherwise eligible may be offered the spot.  This situation is rare, and if there is a spot for currently enrolled student(s), they will be notified as soon as possible, which could be as late as May

Full-time transfer students who complete an approved associate's degree through one of our Community College Dual Admission/Core-to-Core agreements (with a cumulative 3.5 GPA from all institutions attended) are eligible for an annual award of $5,000 (that can be added to your Distinguished Scholarship). Arcadia has agreements with Bucks County Community College, Burlington County College, Cecil College, Community College of Philadelphia, Delaware County Community College, Lehigh Carbon Community College, Montgomery County Community College, and Northampton County College.

Members of Phi Theta Kappa receive a $1500 PTK award per year for full-time undergraduate study. Your cumulative transfer GPA (from all institutions combined) must be a 3.5, and you must have completed at least 30 credits (with coursework from at least two general academic disciplines) on a full-time basis.